About us
A brokerage built like a digital product
Genuinely new, registered in 2026, and transparent about what that means: no portfolio to boast about, and everything to prove, in writing.
LABORAL STACK was created to combine specialisation in digital-economy risks with a structured, traceable operation. We do not come from traditional insurance: we come from building and operating digital products, and we apply that discipline (structured data, written processes, traceability) to insurance mediation.
Who is behind it
José Schröder
Managing director
A track record building and operating digital products and platforms: online operations, automation and systems integration. IDD Level 1 insurance distribution qualification. Personally signs every initial risk review.
Facts, not adjectives
Insurance brokerage registered with the DGSFP under key J4590 (definitive resolution of 16/07/2026).
Professional indemnity insurance in force pursuant to Royal Decree-Law 3/2020.
Financial capacity in place pursuant to Royal Decree-Law 3/2020.
Customer Service department in operation, with DGSFP escalation published.
Segregated client-funds account (art. 136 RDL 3/2020).
We reply to every request within 1 business day.
Don't take our word for it: check the registration in the DGSFP public register under key J4590.
Operating principles
- 01
Regulatory transparency: identity, registration and limits of activity always visible.
- 02
Technology and automation applied to operations and documentation, with human review in regulated decisions.
- 03
Prudent communication: we do not announce what we cannot yet provide.
Our vertical
SeguroLaboral.es is our employment-protection vertical, currently in preparation.
Let's talk
If you run a business, start with the initial risk review. If you are an insurer or partner, tell us about your capacity.